Disclaimer Last Updated: 11-29-2025 Business Name: Inclusivo Growth The information, guidance, recommendations, and resources provided by Inclusivo Growth (“we,” “us,” or “our”) through our website, consulting services, coaching programs, digital products, social media, and any other communication (“Services”) are for informational and educational purposes only. By using our Services, you acknowledge and agree to the following: 1. No Professional Guarantees All advice and insights are provided based on our experience, research, market trends, and professional judgment. While we strive to offer accurate, helpful, and up-to-date information, we cannot guarantee specific business, financial, or personal results. You are responsible for how you choose to apply the information provided. 2. No Legal, Financial, or Professional Advice Nothing shared through our Services should be understood as: legal advice financial planning or investment advice accounting or tax advice any other regulated professional service You should always consult with qualified professionals regarding decisions that could impact your business, finances, or legal obligations. 3. Personal Responsibility You understand and agree that your success depends on numerous factors — including your background, skills, effort, resources, and market conditions. You accept full responsibility for your decisions, actions, and outcomes. 4. No Warranties We make no guarantees, representations, or warranties, express or implied, regarding: accuracy reliability completeness suitability or availability of any information provided All content is provided “as is” and without warranties of any kind. 5. Limitation of Liability To the fullest extent permitted by law, we are not liable for: any direct, indirect, incidental, consequential, or special damages loss of profits business interruptions or outcomes arising from the use of our Services Your use of our content and guidance is at your own risk. 6. Testimonials & Examples Any success stories or testimonials represent individual experiences. They are not a guarantee that you will achieve similar results. Your outcomes may vary. 7. External Links & Third-Party Resources Our content may include references or links to third-party websites, tools, or services. We are not responsible for the accuracy, effectiveness, or content of these external resources. 8. No Client Relationship Without Agreement Engaging with our content (such as reading posts, watching videos, or attending free sessions) does not create a client relationship. A formal client relationship is established only after both parties sign an official agreement or contract. 9. Changes to This Disclaimer We may update or modify this Disclaimer at any time. Updates will be reflected with a revised “Last Updated” date.